Hey everybody, I know the site has been dearth of any real new information, but there has not been a whole lot to talk about.

Pacific Life has a Single Pay Long Tern Care policy called Pacific Life Premiercare in California, it is also available in Nevada.

We are very excited to share it with you, so please feel free to give us a call at 916-225-9153 to talk to Scott who will help coordinate a phone appointment for your Single Pay LTC questions, needs and a quote if you like what you hear!

The Pacific Life Premiercare Advantage policy not only offers a terrific multiplier on your initial deposit, it offers 100% Guaranteed return of premium at any time for any reason. The other superior benefit they offer is a coordinated concierge care benefit where they help your family located and determine the best local care facility if you choose not to use the 100% benefits towards home care.

I have attached a couple of quotes I just ran for a husband and wife agent 57 for her and 58 for him, we will be presenting it to them and their children later this week.

Here is his quote:

$150,000 deposit, 8 years of coverage, day one coverage of $5,990 a month for a total of $675,751 in long term care coverage. If he needs it at age 80, the monthly benefit at age 80 is $12,880 or for a total 8 year benefit of $1,337,126.

All of this for an initial deposit of $150,000 that he could have back at anytime if he changes his mind.

Here is her quote:

$150,000 deposit. 8 years of coverage, day one coverage of $5,990 a month for a total of $675,751 in coverage. If she needs the coverage at age 80, the monthly benefit at age 80 is $12,880 for a total 8 year benefit of $1,337,126.

This coverage is guaranteed, says guaranteed in the contract and all of this comes with one premium payment of $150,000.

This is just a sample, but if you are of the age of 50-65, this currently is one of the best ways to pay for long term car and includes concierge level vetting of home care if you have to leave your home. Not only that you can stay in your home and receive this wonderful monthly benefit!

More details to follow!